Watch session 2 HERE.

 

 

The Latte Factor® is based on the simple idea that all you need to do to finish rich is to look at the small things you spend your money on every day and see whether you could redirect that spending to yourself. Putting aside as little as a few dollars a day for your future rather than spending it on little purchases such as lattes, bottled water, fast food, cigarettes, magazines and so on, can really make a difference between accumulating wealth and living paycheck to paycheck.

We don’t even realize how much we’re actually spending on these little purchases. If we did think about it and change our habits just a little, we could actually change our destiny.

 

“I’m in debt up to my eyeballs.” Stanley Johnson

 

 

“Be above average.” – Ruthie Painter

 

Watch session 1 HERE.

 

 

13-Ways-to-Save-for-your-Emergency-Fund  by Crown Financial

 

I Surrender All by Brian Littrell